Your Renovation Checklist: Plan Smarter, Spend Wisely

Renovating Checklist

 1. Define Your renovating Goals

• What do you want to achieve? (e.g., more space, modern design, better layout)

• Is it for resale value or personal comfort?

• How long do you plan to stay in the property?

2. Set a Realistic Budget

• Total amount you're willing to spend

• Include 10–20% contingency for unexpected costs

• Research ceiling prices in your area to avoid overcapitalising

3. Prioritise Renovation Areas

• Kitchen

• Bathroom

• Flooring

• Lighting

• Structural changes (walls, extensions, loft)

• Cosmetic upgrades (paint, fittings, fixtures)

4. Get Planning Permission (if needed)

• Check with your local council if your renovation requires approval

• Ensure your works are compliant with building regulations

5. Renovation Insurance

• Renovation Insurance should be taken out before works begin

• Standard home insurance won’t cover ongoing building work, accidental damage, or structural alterations

• See link at end of checklist

6. Choose Your Team

• Architect or designer (if structural)

• Builder/contractor

• Plumber/electrician

• Interior decorator (optional)

• Always get multiple quotes and check reviews or references

7. Finalise Design and Materials

• Pick finishes and fixtures early

• Order materials in advance to avoid delays

• Decide on layout, colour scheme, and style

 8. Create a Timeline

• Set a realistic timeframe with milestones

• Include buffer time for delays

• Communicate regularly with your contractor

9. Prepare Your Home

• Clear out rooms that will be renovated

• Protect furniture and belongings

• Plan for alternative living arrangements if necessary

10. Track Progress & Costs

• Keep receipts and invoices

• Regularly review your budget

• Monitor the work being done to avoid surprises

11. Final Checks

• Request any necessary certificates (e.g., gas safety, electrics)

• Walk through the finished space with your contractor before final payment

Renovation Insurance